/* United Title 24 — static site styles. Brand: navy #004678, orange #f6951e, Poppins. */
:root{--navy:#004678;--navy-dark:#00335a;--orange:#f6951e;--orange-dark:#d97d0c;--ink:#1f2937;--muted:#5b6673;--line:#e5e9ee;--bg:#f6f8fa;--white:#fff;--radius:14px;--shadow:0 10px 30px rgba(0,40,80,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;font-weight:700;color:var(--navy)}
h1{font-size:clamp(2rem,4.5vw,3.25rem);color:#fff}
h2{font-size:clamp(1.6rem,3vw,2.25rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{width:min(1120px,100% - 2rem);margin-inline:auto}
.btn{display:inline-block;padding:.85rem 1.6rem;border-radius:999px;font-weight:600;text-decoration:none;transition:.2s;border:2px solid transparent;cursor:pointer;font-family:inherit;font-size:1rem}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-dark)}
.btn-orange{background:var(--orange);color:#fff}.btn-orange:hover{background:var(--orange-dark)}
.btn-ghost{border-color:#fff;color:#fff}.btn-ghost:hover{background:#fff;color:var(--navy)}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}
.logo img{height:56px;width:auto}
.nav{display:flex;align-items:center;gap:1.4rem}
.nav a{text-decoration:none;font-weight:500;color:var(--ink);padding:.3rem 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current=page]{color:var(--orange);border-color:var(--orange)}
.nav .btn{padding:.6rem 1.2rem;font-size:.95rem;border-color:transparent}.nav a.btn-navy,.nav a.btn-navy:hover{color:#fff}
.menu-toggle{display:none;background:none;border:0;font-size:1.8rem;color:var(--navy);cursor:pointer}
@media (max-width:820px){.menu-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;flex-direction:column;align-items:stretch;padding:1rem;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:.6rem 0}}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat;min-height:520px;display:flex;align-items:center}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,35,70,.85) 0%,rgba(0,35,70,.55) 60%,rgba(0,35,70,.35) 100%)}
.hero .wrap{position:relative;padding:4.5rem 0}
.hero p.lead{font-size:1.15rem;max-width:560px;color:#eaf1f8}
.hero .actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.5rem}
.hero.small{min-height:300px}.hero.small .wrap{padding:3rem 0;text-align:center}
/* sections */
section{padding:4rem 0}
.alt{background:var(--bg)}
.center{text-align:center}
.lead-max{max-width:760px;margin-inline:auto}
.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:0 2px 10px rgba(0,40,80,.05)}
.card.navy{background:linear-gradient(135deg,var(--navy),#0a6fb3);color:#fff;border:0}
.card.navy h2,.card.navy h3{color:#fff}
.eyebrow{display:inline-block;color:var(--orange);font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem;margin-bottom:.4rem}
.underline{width:70px;height:4px;background:var(--orange);border-radius:4px;margin:.6rem 0 1.2rem}
.center .underline{margin-inline:auto}
/* process */
.steps{counter-reset:step;display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{position:relative;background:#fff;border-radius:var(--radius);padding:2.2rem 1.4rem 1.4rem;border:1px solid var(--line)}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:-18px;left:1.2rem;width:38px;height:38px;border-radius:50%;background:var(--orange);color:#fff;font-weight:700;display:grid;place-items:center;box-shadow:0 4px 12px rgba(246,149,30,.4)}
.step h3{font-size:1.05rem}
/* testimonials */
.quote{background:#fff;border-left:5px solid var(--orange);border-radius:var(--radius);padding:1.5rem;box-shadow:0 2px 10px rgba(0,40,80,.05)}
.quote p{font-style:italic}
.quote cite{font-style:normal;font-weight:600;color:var(--navy)}
.stars{color:var(--orange);letter-spacing:2px;margin-bottom:.5rem}
/* form */
form.lead-form{display:grid;gap:.9rem}
.lead-form .row{display:grid;gap:.9rem;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.lead-form input,.lead-form textarea{width:100%;padding:.85rem 1rem;border:1px solid #cfd6de;border-radius:10px;font:inherit;font-size:1rem;background:#fff}
.lead-form input:focus,.lead-form textarea:focus{outline:2px solid var(--orange);border-color:var(--orange)}
.lead-form textarea{min-height:130px;resize:vertical}
.lead-form .btn{justify-self:start}
.form-note{font-size:.85rem;color:var(--muted)}
.honey{position:absolute;left:-9999px;opacity:0;height:0;width:0}
/* cta band */
.cta{background:linear-gradient(135deg,var(--navy),#0a6fb3);color:#fff;text-align:center}
.cta h2{color:#fff}
.cta .phone{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:700;color:#fff;text-decoration:none;display:inline-block;margin:.4rem 0 1rem}
/* checklist */
.checks{columns:2;gap:2rem;padding:0;margin:0;list-style:none}
.checks li{break-inside:avoid;padding:.3rem 0 .3rem 1.6rem;position:relative}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:700}
@media (max-width:640px){.checks{columns:1}}
/* areas */
.areas{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center}
.areas span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.35rem .9rem;font-size:.9rem}
/* article */
.article{max-width:820px;margin-inline:auto}
.article h2{margin-top:2.2rem}
.article h3{margin-top:1.6rem;color:var(--ink)}
.article ul{padding-left:1.3rem}
.article li{margin:.3rem 0}
.toc{background:var(--bg);border-radius:var(--radius);padding:1.2rem 1.5rem;margin:1.5rem 0}
.toc ol{margin:0;padding-left:1.2rem}
/* footer */
.site-footer{background:var(--navy-dark);color:#c9d6e2;padding:3rem 0 1.5rem;font-size:.95rem}
.site-footer .grid{align-items:start}
.site-footer h3{color:#fff;font-size:1rem;margin-bottom:.6rem}
.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{color:var(--orange)}
.site-footer .logo-foot{background:#fff;display:inline-block;padding:.5rem .8rem;border-radius:10px;margin-bottom:1rem}
.site-footer .logo-foot img{height:48px}
.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding-top:1.2rem;text-align:center;font-size:.85rem;color:#9fb3c6}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}